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Hurricane Preparedness

The safety of you, your business, your employees, and their families is a top priority at Federated Insurance. Here is a sample checklist to assist with your efforts.

Prepare to Evacuate

  • Be prepared to evacuate and do so immediately when asked.
  • Know your route, your destination, and make sure you have a full tank of fuel in your vehicle. Stay in contact with someone outside the hazard area.

Prepare Outside Surroundings

  • Secure weak or loose items and materials.
  • Trim trees and shrubs away from structures and remove any weak tree sections at risk of falling onto structures.

Protect Windows and Doors

  • Close all interior doors, in addition to all windows and exterior doors.
  • If you have shutters, monitor weather conditions to ensure you have enough time to deploy them before the storm hits your area.
  • Check doors, windows, and walls for openings where water can get in. Use silicone caulk to seal any cracks, gaps, or holes — especially around openings where cables and pipes enter the property.

Reduce Water Damage Risks

  • Move furniture and electronic devices off the floor, particularly in basements and first floor levels.
  • Remove area rugs from floors so they will not get wet and grow mold or mildew, especially if the property will be unattended for an extended period and/or if long-term power outages are a possibility.
  • Have back up power such as batteries or a generator for storm water sump pumps.
  • Shut off electricity and gas at the service entrance if the utilities could be interrupted or submerged.


  • Listen to the Emergency Alert System for updated information. Do not reenter the area until it is declared safe.
  • Restore utilities and notice if there is a gas smell or electrical problem.
  • If you use a generator, follow proper directions for use and never use a generator indoors.
  • Check on your neighbors.
  • Make a list of damages to facilitate insurance claims processing.

Additional Resources

Have a Claim? Report Your Claim Online or call the Client Contact Center at 1-888-333-4949.

Please make it home safe today.

This is general information only and should not be considered legal or other expert advice. This sample checklist is not intended to cover or identify all possible risk exposures and should be edited to meet your unique circumstances. The recommendations herein may help reduce but are not guaranteed to eliminate any or all risk of loss. Qualified counsel should be sought with questions specific to your circumstances.