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Homeowners and Renters Insurance


Minnesota residents can take advantage of great protection, savings, and service by choosing Federated for their personal insurance needs.

Our quality coverages and numerous discount opportunities can help you protect the roof over your head without losing the shirt on your back.

Your Protection

Federated's policy offers you the following features:

  • Repair or replacement of your home, up to 125% of the limit on your home
  • Repair or replacement of your personal belongings up to 70% of the limit on your home
  • Optional protection for boats and boat motors, jewelry, sports equipment, fine arts, computers, cameras, cell phones and collectibles
  • Protection for damage from the backup of water from sewers, drains, and the overflow of sump pumps is available for an additional cost
  • Optional Identity Recovery assistance to restore your good name in the event of identity theft
  • Disaster Deductible Extension should you have a loss involving your home and auto
  • Optional protection that offers higher limits for our Platinum Program policies


Special discounts are available when your auto and home are insured with Federated. Special discounts are also available based on the equity in your home. After three years insured with Federated, you are eligible for a claims-free discount and your first loss is forgiven

Discounts are available for the following:

  • Long-term policyholders
  • Newer or upgraded homes
  • Alarm systems
  • Non-smokers

Contact Us

For a quick, 10-minute quote that could save you money:

  • Click the “get a quote online” button below
  • Call 1.888.507.3030 – Monday through Friday from 8 a.m. – 5 p.m. (Central)
  • Contact us any time by e-mail