Risk Management

Risk Management representatives recommend, help implement, and promote safety practices that help Federated clients reduce the likelihood of experiencing a loss. Federated’s Risk Management department is called Field Services. There are two roles that are associated with established Career Paths in Field Services: Risk Consultant and Risk Appraiser. 

Risk Consultants assess and control risk. They are the “eyes and ears” of Federated’s risk management efforts. Risk Consultants conduct on-site surveys and recommend, implement, and promote safety practices that help Federated policyholders reduce their likelihood of experiencing a loss. 

Risk Appraisers provide premium audit services. They review audit information (e.g., financial statements, payroll data, inventory values) with Federated’s policyholders. Risk Appraisers make sure Federated policyholders are paying an appropriate amount of premium considering the amount of risk that Federated is taking on by insuring them.

Characteristics of a Successful Risk Management Professional

Both Risk Consultants and Risk Appraisers need to be able to communicate effectively, build relationships well, and work independently to manage their territory.

  • Risk Consultant: A successful Risk Consultant can also identify and assess situations that pose a risk to policyholders and Federated, as well as influence clients to take action to prevent losses.
  • Risk Appraiser: A successful Risk Appraiser also enjoys working with detailed information and has the ability to analyze information and translate it into pre-established premium formulas.


Federated offers a combination of classroom and field training for Risk Consultants and Risk Appraisers. Classroom training covers basic auditing techniques, loss control principles, underwriting concepts, and Federated’s unique insurance coverage. Field training involves one-on-one field instruction with an experienced trainer to expand understanding and develop skills for applying knowledge and building relationships.

Risk Consultant

Federated is hiring entry-level and experienced Risk Consultants. View our brochure to learn more!

Risk Appraiser

Federated is hiring entry-level and experienced Risk Appraisers. View our brochure to learn more!

Join Our Team

Learn how you can change lives as you help impact the success of businesses across the country.

“When looking at career opportunities, almost nothing compares to a position where you can positively impact a large amount of people on a daily basis. As a Risk Consultant with Federated Insurance, that is exactly what you can do. The ability to enhance the safety culture of our clients each and every day is extremely beneficial and personally rewarding.”

Duane, Risk Consultant

“During my time working as a Risk Consultant for Federated, it has been rewarding. I take pride knowing that I am part of a company that has been growing for over 100 years and continues to do so. When I was hired at Federated. I was excited to come into a position that allowed me to harness my skill sets and put them into action. Federated is not just an insurance company, it is a company that genuinely cares about the businesses we insure. We stand by our mission: “It’s Our Business To Protect Yours.” We bring value to our clients every day by providing one-on-one personalized consultations. Despite working independently, I feel that I am part of a huge team. Employees support one another and share information to help each other be more successful and efficient. This, in turn, benefits our clients and helps Federated be more profitable.”

Kathy, Risk Consultant